NBC/WSJ Poll: Views Improving For Romney, Economy

{ttle}

{cptn}","template_name":"ss_thmb_play_ttle","i18n":{"end_of_gallery_header":"End of Gallery","end_of_gallery_next":"View Again"},"metadata":{"pagination":"{firstVisible} - {lastVisible} of {numItems}","ult":{"spaceid":"2146021373","sec":""}}},{"id": "hcm-carousel-229724505", "dataManager": C.dmgr, "mediator": C.mdtr, "group_name":"hcm-carousel-229724505", "track_item_selected":1,"tracking":{ "spaceid" : "2146021373", "events" : { "click" : { "any" : { "yui-carousel-prev" : { "node" : "a", "data" : {"sec":"HCMOL on article right rail","slk":"prev","itc":"1" }, "bubbles" : true, "test": function(params){ var carousel = params.obj.getCarousel(); var pages = carousel._pages; // if same page, don't beacon if(("_ult_current_page" in carousel) && carousel._ult_current_page==pages.cur) return false; // keep track of current position within this closure carousel._ult_current_page = pages.cur; return true; } }, "yui-carousel-next" : { "node" : "a", "data" : {"sec":"HCMOL on article right rail","slk":"next","itc":"1" }, "bubbles" : true, "test": function(params){ var carousel = params.obj.getCarousel(); var pages = carousel._pages; // no more pages, don't beacon again // if same page, don't beacon if(("_ult_current_page" in carousel) && carousel._ult_current_page==pages.cur) return false; // keep track of current position within this closure carousel._ult_current_page = pages.cur; return true; } } } } } } })); }); Y.later(10, this, function() {(function() { try{ if (Math.floor(Math.random()*10) == 1) { var loc = window.location, decoded = decodeURI(loc.pathname), encoded = encodeURI(decoded), uri = loc.protocol + "//" + loc.host + encoded + ((loc.search.length > 0) ? loc.search + '&' : '?') + "_cacheable=1", xmlhttp; if (window.XMLHttpRequest) xmlhttp = new XMLHttpRequest(); else xmlhttp = new ActiveXObject("Microsoft.XMLHTTP"); xmlhttp.open("GET",uri,true); xmlhttp.send(); } }catch(e){} })(); }); Y.later(10, this, function() {Y.namespace("Media").ywaSettings = '"projectId": "10001256862979", "documentName": "", "documentGroup": "", "ywaColo" : "vscale3", "spaceId" : "2146021373" ,"customFields" : { "12" : "classic", "13" : "story" }'; Y.Media.YWA.init(Y.namespace("Media").ywaSettings); }); Y.later(10, this, function() {if(document.onclick===YAHOO.Media.PreventDefaultHandler.newClick){document.onclick=YAHOO.Media.PreventDefaultHandler.oldClick;} }); }); });

Visualized: Cubesat micro-orbiters slip into space to flash Earth in Morse code

Japan's four-inch FITSAT-1 orbiters were released from Japan's Kibo laboratory on the ISS last week to (literally) start their world tour, and astronauts aboard the station captured the wee satellites being dwarfed by giant solar arrays and our own blue rock on their way to orbit. Soon they'll be writing "Hi this is Niwaka Japan" in Morse code using intense flashes of LED light, first to Japan and then across the globe, starting next month. To catch them floating away from the International Space Station's cozy confines, hit the source.

Filed under: Science, Alt

Visualized: Cubesat micro-orbiters slip into space to flash Earth in Morse code originally appeared on Engadget on Wed, 17 Oct 2012 10:26:00 EDT. Please see our terms for use of feeds.

Permalink   |  Space.com  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/d8jt23I2-TA/

austin rivers austin rivers sweet home alabama etch a sketch the host hoodie hoosiers

5 Debt Consolidation Scams To Watch Out For |

?

In recent years, the economy has caused a number of Americans to turn to credit as a temporary resolution to their money problems. This increase in personal debt has caused a substantial surge in the reliance on debt consolidation companies. If you?ve found yourself drowning in debt and are considering using a debt consolidation company as a way to help you get out of it, there are a few things you should know about how to choose the right one.

Some of these companies are completely forthright with their terms and conditions, and offer exceptional services that will provide you with quick relief. However, there are also many debt consolidation scams out there, and if you?re not careful, you can end up with more problems than you started out with. Here are a few examples of the tactics that fraudulent debt consolidation companies use to lure in those who require their services and will go to any lengths to get them.

Low Interest Rates

If you?re used to dealing with credit card companies who promised you a line of credit but that also had high interest rates, finding a debt consolidation company that offers low interest rates might be very appealing to you. However, the problem with some of the companies who advertise their ?incredibly low interest rates? is that they don?t always tell you everything about the debt consolidation services you?ll be getting. Quite often, these companies tack on hidden fees that other companies don?t. Your consolidation costs can end up much higher in the end if you choose to work with one of these companies. Before making a commitment to work with a company, you should always ask for a full disclosure of their services and their rates. That will allow you to compare rates with other companies so you can find the one that will serve your needs the best.

Requiring Upfront Payment

Under the Credit Repair Organizations Act debt consolidation companies are forbidden from requiring any payment from you until they have fulfilled their obligations to you. Many debt consolidation companies require initial deposits or other fees on their services before any work has even been done to eliminate your debt. You should avoid these companies.

Gathering Your Personal Information

Many fraudulent debt consolidation companies seek out as much information about you as they can before they even provide you with a quote for their services. Be very wary of sharing too much personal information with a company who is asking for it prior to signing a contract with them. The result could very well be that you end up having your identity stolen, which will end up placing you in a worse financial position.

Advising Against Credit Counseling

One of the ways to identify a debt consolidation scam is working with a customer service representative who advises you against seeking out credit counseling. They will advise you to abandon your diligence of keeping an eye on your credit score by not contacting the credit agencies with any questions or concerns. They may also go such extremes as to advise you to stop paying on your debts for the purpose of depositing money into a trust account to be used on your debts at a later time. They can be very persuasive in why you should do these things, and they back up their ideas with reasons that sound very good. However, you will probably end up losing a big sum of money before you realize what they?re up to.

Creating A New Identity

Many debt relief seekers have found themselves in a terrible situation at the hands of debt consolidation scams because their adviser told them they should create a new identity for themselves. They use the argument that your current identity is burdened with too much debt and you need to start all over again. This step is most certainly not necessary, nor is it an ethical solution.

While it?s true that being in debt can cause you a great deal of stress, entering into a relationship with a shady debt consolidation company will only add to that stress. Take some time and do some research on every company you consider working with. The Better Business Bureau is an excellent source of information that will provide you with the details about the company?s credibility. You should also find out if there have been any consumer complaints lodged against the company. Oftentimes, friends and family can be a great source of information for you.

Regardless of which company you choose, taking your time to find the right one who won?t scam you is worth your time. Debt consolidation can be a great tool for helping you get back on your feet, as long as you work with a credible company with a proven success rate.

This article was written by author and blogger Arthur Frischman. Arthur covers Debt Consolidation Reviews on StarReviews.com.

?

Source: http://www.howimportantisyourfinance.com/2012/10/16/5-debt-consolidation-scams-to-watch-out-for/?utm_source=rss&utm_medium=rss&utm_campaign=5-debt-consolidation-scams-to-watch-out-for

bengals vs texans nfl playoffs cincinnati bengals bengals the stand josh mcdaniels cotton bowl

Rich Dad Poor Dad Author Robert Kiyosaki Did Not File Bankruptcy ...

Ryan C. Wood

I keep reading over and over again that Rich Dad Poor Dad author Robert Kiyosaki filed for bankruptcy. It seems like most of the internet articles are just rehashed plagiarism with the wrong facts repeated over and over again. I did see a couple titled that Mr. Kiyosaki had filed corporate bankruptcy, which is a little better, but according to most bankruptcy lawyers, this is still not very accurate. Rich Global LLC filed for bankruptcy protection under Chapter 7 of the bankruptcy code in the United States Bankruptcy Court District of Wyoming, Bankruptcy Case No. 12-20834. Robert Kiyosaki did not file for personal bankruptcy protection as irresponsibly reported on television and by a number of rehashed internet articles.

Since the early 1800?s the United States Supreme Court has recognized corporations as separate legal entities from the owners and have some of the same natural rights and legal rights as a ?person.? See Trustees of Dartmouth College v. Woodward ? 17 U.S. 518 (1819) When Rich Global, LLC filed for bankruptcy protection the owner or owners did not file bankruptcy. The legal fiction of Rich Global LLC being a person is what filed for bankruptcy protection. This is the whole point in creating a separate legal entity to do business under and attempt to limit the liability of the owners of the corporation or limited liability company. This will be the second article I write regarding the distinction between a corporation or a limited liability company and those who own them. The distinction between a corporation or limited liability company filing bankruptcy and those who own it seem to be completely lost on the mainstream media. Mr. Kiyosaki should sue the hundreds of media sources that reported he filed for bankruptcy. Mr. Kiyosaki is a multimillionaire and will most likely continue to be one. I think the most famous victim of falsely being accused of filing for bankruptcy is Donald Trump. To my knowledge, and I am still waiting for someone to prove me wrong, Donald Trump has never filed personal bankruptcy. One of the companies he used to have a significant investment in, formerly known as Trump Hotels & Casino Resorts, has filed for bankruptcy protection a number of times. I should know, I still own a few shares of the new company that was formed after the multiple bankruptcy filings of Trump Hotels & Casino Resorts.

Rich Global, LLC?s bankruptcy lawyers filed a bankruptcy protection on August 20, 2012, as result of Learning Annex Holdings, LLC and Learning Annex, LLC and Learning Annex, L.P. (Case No. 09 Civ. 4432 (SAS)(GWG) winning a judgment against Rich Global, LLC totaling $23,687,957.21. The bankruptcy petition lists $1,794,405.26 in assets and $25,921,205.11 in liabilities. Rich Global, LLC had $591,728.00 in income for 2010 from Profit participation and licensing revenue. Rich Global, LLC did not have any income in 2011 or in 2012. There appears to be other pending lawsuits that entities owned by Robert Kiyosaki are involved in though.

Source: http://www.westcoastbk.com/blog/2012/10/rich-dad-poor-dad-author-robert-kiyosaki-did-not-file-bankruptcy/

gloria steinem war of the worlds rock and roll hall of fame severe weather wichita brian wilson storm chasers

RFID chips for Texas students

posted at 6:31 pm on October 7, 2012 by Jazz Shaw

Is this a story of the nanny state gone (further) awry, a community ensuring the safety of at risk children, or just a group of bureaucrats trying to glam onto some extra cash? The San Antonio Times brings us the story of a school district which will begin ?tracking? students in middle and high school using RFID chips. What could possibly go wrong?

Northside Independent School District plans to track students next year on two of its campuses using technology implanted in their student identification cards in a trial that could eventually include all 112 of its schools and all of its nearly 100,000 students?

Northside, the largest school district in Bexar County, plans to modify the ID cards next year for all students attending John Jay High School, Anson Jones Middle School and all special education students who ride district buses. That will add up to about 6,290 students.

Sounds positively Orwellian, doesn?t it? In fact, that?s precisely one of the words which Lee DeCovnick uses at The American Thinker to describe this new intrusion into American privacy.

Farmers currently use chips to track cattle and hogs. RFID is also commonly used for tracking store retail inventories and monitoring vehicle access to gated properties. Now that we have the technology, we?re ?chipping? our children for money and their supposed safety? Orwell and Huxley must be outraged that their warnings have gone so unheeded.

DeCovnick is additionally concerned because these aren?t the old school, passive RFID tags which have to be pulsed by a transmitter to give up their data. These newer models have batteries installed and actually transmit data which could, in theory, be picked up by strangers, predators, etc. It?s a valid point. But if they are closely monitoring who has access to the data and they?re going to be tracking the kids only to make sure that evil persons don?t carry them away, then?

Oh, wait.

District officials said the Radio Frequency Identification System (RFID) tags would improve safety by allowing them to locate students ? and count them more accurately at the beginning of the school day to help offset cuts in state funding, which is partly based on attendance.

Okay? so they?re installing the system to qualify for a system whereby ? if they can show how many students are showing up for school and how many are riding the bus ? the district will take in a big additional chunk of state funds. (Far more than the cost of implementing and running the not inexpensive tracking system.) But as long as they?re improving safety by monitoring the movements of the children and could follow the perps if they are abducted too, then at least some good will still?

Oh wait. Again.

Chip readers on campuses and on school buses can detect a student?s location but can?t track them once they leave school property. Only authorized administrative officials will have access to the information, Gonzalez said.

?This way we can see if a student is at the nurse?s office or elsewhere on campus, when they normally are counted for attendance in first period,? he said.

On the one hand, I?m not sure how much of a privacy issue I want to make of this if and only if the parents approve and find some value in it. Their decisions about the safety of their children override the concerns of the students in a case like this. But I?m also not sure how much extra safety they are getting out of the deal in exchange for the potential anxiety being induced. And more than anything, it looks like the schools are simply looking for a way to qualify for bigger cuts of the tax dollar pie by proving how many bodies they can shove into the classrooms each week.

So what do you think? Privacy issue? Funding scheme? Too much? Not enough?

Source: http://hotair.com/archives/2012/10/07/rfid-chips-for-texas-students/

jr smith chris anderson rondo suspended bay bridge raul ibanez downton abbey season 3 presidents day

The Difference Between a Tax Lien and a Tax Levy | Finance ...

to IRS tax lien is the federal government?s right to Ensure payment of taxes owed by Allowing Them to place a secured debt on a negligent taxpayer?s property. Tax liens often result because of delinquent taxes and can be placed on real property or personal property. Typically, they act almost as a mortgage against the property and only come into play when the taxpayer is attempting to sell the real or personal property. At the time of sale, the IRS can then claim a right to the proceeds of the sale.

The IRS may file a federal tax lien if a taxpayer Owes back taxes. According to the Internal Revenue Code, Section 6321, ?[i] f any person liable to pay any tax neglects or refuses to pay the same after demand, the amount including any interest, amount additional, addition to tax, or assessable penalty, together with any costs that may accrue in addition there to, shall be a lien in favor of the United States upon all property and rights to property, real or personal Whether, belonging to test subject. ? The IRS files tax liens to assist in its Efforts to collect the taxes owed. A lien gives the IRS a legal claim to your property as security or payment for the tax liability. A tax lien is different than a wage garnishment or bank levy. In order to have a lien released a taxpayer must obtain a release of the Notice of Federal Tax Lien. Generally, the IRS will not release a lien until the tax has either been paid in full or no longer has a legal interest in collecting the IRS has standardized procedures tax. The lien for releases, discharges and subordination. Chemicals in situations that qualify for the removal of a lien, the IRS wants to remove the gene rally within 30 days and the taxpayer may receive a copy of the Certificate of Release of Federal Tax Lien. An IRS levy is a technical term used to denote to administrative action by the IRS to actually seize property to satisfy a tax liability. A tax levy gives the government the ability to impose this collection without having to get permission from a court. Typically, the IRS uses a levy to seize two types of property -. Income and proceeds in a bank account

The IRS must issue a Notice of Intent to Levy at least thirty days before the IRS can actually impose the levy. However, a Notice of Federal Tax Lien is issued after the rally generated tax lien arises. So, while a federal tax lien Applies to all of a taxpayer?s property and rights to property, to IRS levy is subject to more specific restrictions. Often times covered by a Certain Property tax lien may be exempt from IRS levy on. In those instances the IRS must obtain a court judgment in order to take that property.

id=?article-resource?> Tax Lady Roni Deutch and her law firm Roni Lynn Deutch, A Professional Tax Corporation have been helping taxpayers across the nation with IRS tax settlement for over seventeen years.

http://EzineArticles.com/?expert=Roni_Deutch

More Tax Articles

Source: http://www.lovefinanceinfo.com/2012/08/the-difference-between-a-tax-lien-and-a-tax-levy/?utm_source=rss&utm_medium=rss&utm_campaign=the-difference-between-a-tax-lien-and-a-tax-levy

wiz khalifa taylor allderdice eddie royal brandon marshall iditarod nfl free agents 2012 encyclopedia brittanica nfl free agency

Free Business Continuity Webinar | Your Comments on SBIR/STTR ...

Webinar | August 14, 2012 2-3pm ET With so much on the line, business leaders simply cannot afford to overlook the risk disasters pose to their business and daily operations.??However, simply starting a disaster recovery plan can seem overwhelming at first.??But it doesn't have to be.??Join the SBA and co-sponsor Agility Recovery as we discuss simple, effective and efficient ways you can build your resilience as an organization today, with minimal commitment of time and resources. Just a few simple steps can make the difference between giving in to a crisis, and surviving one.??This is a can't miss webinar for any business leader or management team member.

Remember when Congress voted to reauthorize the Small Business Innovation Research and Small Business Technology Transfer (SBIR/STTR) programs and the President signed the bill into law back last December? Check out the changes made to the policy directives and their current status.

Do you own a small business but wonder if you actually need to certify your business as small? If you want to take advantage of business opportunities by selling to the government, the answer is 'yes.' Here's what you need to know about certifying your small business to qualify to compete for the nearly $100 billion worth of goods and services that the government buys from small businesses each year.

Cash flow is king for small businesses and the self-employed. But planning cash flow is easier said than done, especially if you're not a numbers person. So where do you start? Here's how to simplify the process.

Business plans are important across all types of businesses-even franchises. Franchise expert Joel Libava offers insight about this important element of the franchise process.

Source: http://okeh7.blogspot.com/2012/08/free-business-continuity-webinar-your.html

lakers rumors alfa romeo giulietta alfa romeo giulietta xbox update xbox update nba schedule nhl realignment